![]() ![]() ![]() You will need some kind of identification that is associated with your account, such as a Social Security number, Federal ID number, driver’s license number, birth date, and/or account number. Once you have an account with a bank, you will be able to go onto their website and enable online access to your accounts. Banks like Marcus, Ally, Capital One 360, and Barclays all offer online banking with competitive interest rates.Also, check current interest rates and compare that to the bank's interest rates to make sure you'll get the best return on any investment accounts. When you're choosing a bank, make sure it's FDIC-insured. ![]() To open an account with an online-only bank, simply go to their website and follow the instructions for opening an account. These online-only banks, such as Simple or Ally, rely completely on their web interfaces to service the needs of their customers. There are some banks that do not have physical, brick-and-mortar branches.Go to a local branch of your preferred bank and open a checking or savings account to get started. In order to use online banking, you’ll need a bank account to access and manage online. If you already have a bank account, you can skip this step. Open a bank account if you don’t have one already. ![]()
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